ESAF Small Finance Bank Ratios

ESAF Small Finance Bank Ltd Ratios

The ESAF Small Finance Bank Ltd Ratios page provides a complete fundamental analysis of ESAF Small Finance Bank Ltd using key valuation, profitability, and financial strength metrics. Investors tracking ESAF Small Finance Bank Ltd Ratios closely monitor D/E, EV, EV/EBITDA, P/B, P/CF, P/E, P/S, and ROE% to evaluate the company's financial performance and valuation trends over time.

ESAF Small Finance Bank Ltd (NSE: ESAFSFB, BSE: 544020) is currently trading at ₹26.99, with a market capitalization of ₹13.92B. As a major player in the Finance sector and Regional banks industry, ESAF Small Finance Bank Ltd remains a key stock for fundamental analysis using ESAF Small Finance Bank Ltd Ratios.

ESAF Small Finance Bank Ltd Ratios: Valuation Overview

Price to Earnings Ratio (P/E)

The ESAF Small Finance Bank Ltd P/E ratio currently stands at 0, making it one of the most tracked metrics in ESAF Small Finance Bank Ltd Ratios.

Historically, the ESAF Small Finance Bank Ltd P/E ratio has shown strong fluctuations:

• 2024: 0
• 2023: 6.06
• 2022: 0
• 2021: 0
• 2020: 0

The decline in ESAF Small Finance Bank Ltd P/E ratio suggests improving earnings relative to stock price.

Price to Book Ratio (P/B)

The ESAF Small Finance Bank Ltd P/B ratio reflects how the market values the company's net assets. Current P/B ratio is 0.65.

Historical P/B trend:

• 2024: 0.65
• 2023: 1.12
• 2022: 0
• 2021: 0

ESAF Small Finance Bank Ltd shows reasonable valuation compared to its asset base.

Price to Sales Ratio (P/S)

The ESAF Small Finance Bank Ltd P/S ratio currently stands at 0.29, an important part of ESAF Small Finance Bank Ltd Ratios for revenue valuation.

Historical P/S ratio:

• 2024: 0.29
• 2023: 0.61
• 2022: 0
• 2021: 0

A stable or declining ESAF Small Finance Bank Ltd P/S ratio indicates cautious market sentiment.

ESAF Small Finance Bank Ltd Price to Cash Flow Ratio (P/CF)

The ESAF Small Finance Bank Ltd Price to Cash Flow Ratio is a key valuation metric that shows how much investors pay for each unit of cash flow. Current P/CF ratio is 1.70.

Historical ESAF Small Finance Bank Ltd Price to Cash Flow Ratio:

• 2024: 1.70
• 2023: 2.98
• 2022: 0
• 2021: 0
• 2020: 0

The declining ESAF Small Finance Bank Ltd Price to Cash Flow Ratio suggests improving cash flow strength.

ESAF Small Finance Bank Ltd Enterprise Value Ratios

Enterprise Value (EV)

The ESAF Small Finance Bank Ltd EV currently stands at ₹25.48B, representing the total company valuation including debt.

Historical EV trend:

• 2024: 25.48B
• 2023: 57.17B
• 2022: 0
• 2021: 0

ESAF Small Finance Bank Ltd enterprise value consolidation suggests stable valuation.

EV/EBITDA Ratio

The ESAF Small Finance Bank Ltd EV/EBITDA ratio is currently 0, a key metric in ESAF Small Finance Bank Ltd Ratios to assess valuation relative to earnings.

Historical EV/EBITDA:

Stable ESAF Small Finance Bank Ltd EV/EBITDA indicates balanced valuation.

ESAF Small Finance Bank Ltd Financial Strength Ratios

Debt to Equity Ratio (D/E)

The ESAF Small Finance Bank Ltd D/E ratio is currently 1.35, reflecting leverage and financial stability.

Historical D/E:

• 2024: 1.35
• 2023: 1.81
• 2022: 2.65
• 2021: 3.47

Higher D/E ratio indicates rising financial risk.

Return on Equity (ROE %)

The ESAF Small Finance Bank Ltd ROE currently stands at -23.48%, showing profitability and capital efficiency.

Historical ROE:

• 2024: -23.48
• 2023: 20.23
• 2022: 19.34
• 2021: 3.96

Declining ROE indicates pressure on profitability.

ESAF Small Finance Bank Ltd Ratios Analysis Summary

The ESAF Small Finance Bank Ltd Ratios page provides a comprehensive view of the company's valuation and financial performance. Key metrics such as P/E, P/B, P/S, P/CF, EV, EV/EBITDA, D/E, and ROE help investors understand whether ESAF Small Finance Bank Ltd stock is undervalued, fairly valued, or overvalued.

Tracking ESAF Small Finance Bank Ltd Ratios regularly helps investors make informed decisions based on valuation trends, financial stability, and long-term growth potential.